IRDAI Registered Direct Broker

Corporate, Infrastructure & Large Accounts

Corporate Insurance & Infrastructure Risk Advisory

At Recapita Insurance Brokers, we specialize in designing and managing complex insurance programs for infrastructure companies, contractors, and large enterprises.

Our expertise lies in understanding project risks, contractual obligations, and financial exposures, and translating them into structured insurance solutions.

With deep experience across construction, engineering, logistics, and asset-heavy businesses, we act as a trusted risk advisor while ensuring comprehensive protection, regulatory compliance, and seamless claims support.

Our Expertise

We work closely with infrastructure developers, EPC contractors, logistics operators, and asset owners to structure customized insurance programs aligned with project lifecycle and business requirements.

Large infrastructure and EPC projects

Contractor risk management

Surety and performance security solutions

Marine and transit risk management

Construction equipment and asset insurance

Corporate Program Detail

What to look for in corporate and infrastructure insurance

Effective programs combine advisory-led structuring, insurer alignment, lifecycle risk controls, and active claims support.

Core Solutions

Contractor's All Risk (CAR) Insurance

Comprehensive CAR insurance programs to protect construction projects against physical loss or damage during execution.

Coverage Includes

  • Project site risks (fire, flood, collapse, and related perils)
  • Third-party liability
  • Natural catastrophe events
  • Transit and storage risks

Our Advisory Capability

  • Policy structuring based on project value, location risk, contract terms, and execution timelines
  • Sum insured accuracy and realistic exposure mapping
  • Add-on covers such as escalation and debris removal
  • Coverage alignment with contract conditions

Surety Bonds and Performance Security

Structured surety solutions as an alternative to traditional bank guarantees to support efficient capital utilization.

Coverage Includes

  • Bid bonds
  • Performance bonds
  • Advance payment bonds
  • Retention money bonds

Our Advisory Capability

  • Compliant surety program structuring with insurers and clients
  • Alignment to project obligations and tender requirements
  • Working-capital optimization support for contractors and developers

Marine and Transit Insurance

End-to-end marine insurance support for movement of project cargo, raw materials, and finished goods.

Coverage Includes

  • Inland transit by road and rail
  • Import and export shipments
  • Project cargo movement

Our Advisory Capability

  • Route and handling-risk evaluation
  • Cargo sensitivity and packing-risk analysis
  • Policy design to reduce exposure and claim disputes

Construction Equipment Insurance

Protection for high-value construction equipment and machinery deployed across project sites.

Coverage Includes

  • Accidental damage
  • Theft and burglary
  • Operational risk scenarios

Our Advisory Capability

  • Coverage structuring by equipment class and operating profile
  • Deployment-risk assessment for site conditions
  • Balancing protection depth with premium efficiency

Liability Insurance

Liability cover design to protect businesses from third-party claims and legal exposures.

Coverage Includes

  • Public liability
  • Contractor's liability
  • Product liability
  • Professional indemnity

Our Advisory Capability

  • Assessment of contractual and regulatory exposure
  • Limit recommendation for plausible high-impact scenarios
  • Policy structure support to improve defensibility at claim time

Structured Risk Advisory Framework

Our engagement goes beyond policy placement. We follow a disciplined, consultative approach across every assignment.

Risk Identification

Understand project scope, contractual obligations, and operational risks.

Risk Assessment

Evaluate potential financial and operational impact under realistic scenarios.

Solution Structuring

Design insurance programs aligned with business needs and lifecycle exposures.

Insurer Engagement

Negotiate terms with leading insurers to secure optimal coverage conditions.

Ongoing Support

Manage policies, renewals, and advisory inputs as risks evolve.

Dedicated Claims Assistance

In infrastructure and project-led businesses, claims directly affect timelines and cash flows. Our team provides end-to-end support to reduce disruption and improve settlement outcomes.

  • Documentation guidance
  • Coordination with surveyors and insurers
  • Continuous follow-up through the claim lifecycle
  • Escalation support where required

Why Recapita

  • Deep understanding of infrastructure risks
  • Experience in CAR and surety structures
  • Multi-insurer access for optimal placement outcomes
  • Strong claims-support framework
  • Advisory-led approach, not product-led selling

Industries We Serve

Infrastructure and EPC
Construction and real estate
Logistics and transport
Manufacturing

Looking to structure or review your corporate insurance program?

Connect with our team for a detailed risk assessment and a customized solution.

Request Corporate Insurance Consultation